Effective Date: January 1, 2026

Important Notice

Nicoll Health is a licensed insurance agency. This is a solicitation for insurance. We are not an insurance carrier, healthcare provider, or government agency.

1. Services Provided

Nicoll Health provides health insurance enrollment assistance and connects consumers with licensed insurance professionals. We do not provide medical advice, legal advice, or tax advice.

2. Eligibility

You must be at least 18 years old to use our services. By submitting information, you represent that the information provided is accurate and complete.

3. SMS Terms and Conditions

Consent to Receive Messages

By providing your phone number and checking the SMS consent box, you authorize Nicoll Health to send recurring text messages using automated technology regarding health coverage options and enrollment assistance.

Opt-Out

You may cancel SMS communications at any time by texting STOP. After sending STOP, you will receive a confirmation message and no further messages will be sent.

Help

For assistance, reply HELP to any message or contact us at +1 (978) 846-1693.

Carriers and Charges

Supported carriers include major U.S. mobile providers. Message and data rates may apply. Nicoll Health is not responsible for any charges from your carrier.

4. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Nicoll Health and protected by copyright and other intellectual property laws.

5. Disclaimer of Warranties

Services are provided "as is" without warranties of any kind. We do not guarantee that coverage will be available or that you will qualify for any specific plan.

6. Limitation of Liability

Nicoll Health shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of our services.

7. Insurance Licensing

Nicoll Health holds appropriate insurance licenses in all states where we operate. This website constitutes a solicitation for insurance.

8. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware. Any disputes shall be resolved through binding arbitration.

9. Contact Information

Nicoll Health
4919 W Laurel Street, Tampa, FL 33607
Phone: +1 (978) 846-1693
Email: support@nicollhealth.com